brought to you by the Young Alumni Association

Come find out how you can take full advantage of the “Perfect Storm” for buyers - Historically Low Rates, Affordable Home Prices and the Tax Credit!

Tuesday, December 1, 2009 
6:30pm - Registration 
7:00pm - Program

Wilder Pavilion, Adamian Building 
Bentley University

Discounted Student Rate (UG, GR and PhD)
$5.00 - includes light dinner 

Presented by: 
Michael P. Dubuque ‘00
First Team Mortgage Corp.
First Team Realty, LLC

This year’s seminar will again cover the basics of buying a home, including, but not limited to:

• · The home buying process, from pre-approval through the closing
• · The home buying Team
• · How realtor representation works
• · Reviewing your Credit Score
• · Expected costs besides any down payment
• · Negotiating in a Buyer’s Market
• · Seller Paid Closing Costs
• · Financing Options - Do I need 20% down??

New topics to be covered include:

• · The status of the current Real Estate market - price trends, finding the best deals and what to avoid
• · Recent changes in the mortgage market - the lowest rates in 40 years! Updated guidelines and the best options for your scenario
• · The effect of the fallout of the sub prime market
• · The upcoming Spring Market
• · Distressed Properties 101 - Foreclosures, Short sales and REOs
• · $7500 Federal Tax Credit for First Time Buyers

Click here to register online by November 25

Career Connections: International Students

Description

The goal of the program is to provide international graduate students with important information regarding the H1-B Visas, how to apply for them, costs involved and other available options. Also a great place for new ideas, contacts and energy when it comes to the job/internship search in today’s challenging economy.

Agenda:
11am to 12pm; Immigration Attorney workshop

12pm to 2pm; Table group networking with: International Alumni and Students, Associations, Staffing Firms and more. 

A light lunch will be provided.

When: October 8, 2009; Time: 1:30 - 3:30
Where: TBD

Stress has been identified as a leading cause of many health problems. Largely psychological, rather than physical in origin and therefore much more difficult to prevent and remedy, modern stress affects nearly all of us at some point in our lives. Regardless of its origins, stress drains our physical, emotional and mental energy. Several myths exist about the causes of stress and the most effective ways of dealing with it. A Stress–Free Living seminar can free you from these illusions and misconceptions and give you a new perspective. You will learn how to: a. Identify different levels of stress and rise above them to create a relaxed mind and body; b. Protect yourself from negative influences; c. Gain confidence in dealing with difficult relationships; d. Empower your ability to respond effectively in high stake situations.

RSVP Here